Privileged

 If you were born into a family with loving parents who had enough funds to provide the necessities, you already are privileged.  You did nothing yourself to deserve this status.  Some people may say that their parents worked very hard to have enough to cover their expenses, and that their families were not privileged. They may think that families who do not have enough to provide just don't work hard enough or are relying on only one parent.

If you obtained a higher education, you may think you studied hard to get that degree, but you may have been born with the intelligence to succeed plus had a way to pay for your classes.  Some people may think that many teenagers just waste their chances to do their best in high school and will only be suited for lower income jobs.  Many people may never have felt prejudice or been held back by a society who stereotypes some groups as less capable.  They may believe that minorities have just as many opportunities or chances to succeed as anyone else. 

Some people use the term blessed when they have what they need.  Some use the term lucky.  We realize that what we have is often not what we deserve or even what we have earned.  And those that do not have all they need have not always caused their own situation.  Many of us are privileged to be the haves while others are the have-nots or underprivileged.  Our society needs to give empathy, not blame.